Tokens and Credits Explained

Short answer: Tokens and credits are prepaid units you buy and spend inside a platform. Know the exchange rate before you buy.

The word changes between platforms but the idea is the same.

What they are

You buy a bundle of units with real money, then spend them on tips, private time or extras.

Why platforms use them

Units simplify small payments and let the platform handle currency differences. They also make spending feel abstract, which is why a budget helps.

Do they expire?

Some do, some do not. Check the terms before buying a large bundle.

Convert to real money

Work out what one unit costs in your currency and keep that number in mind while you spend.

Keep a record

Check your balance and receipts weekly so there are no surprises.

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Further reading: FTC: romance scams, EFF Surveillance Self-Defense. See also our safety guide and FAQ.

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